Flood Insurance

Flooding can happen anywhere—and even a few inches of water can cause thousands of dollars in damage. Flood Insurance from The Evans Agency helps protect your home and belongings from the costly impact of flooding, giving you confidence that you’re prepared when nature takes an unexpected turn.

Why Flood Insurance Matters

Most standard homeowners policies do not cover flood damage, leaving many families vulnerable after a storm or water event. Flood insurance provides financial protection for both your home’s structure and your personal property—helping you recover faster and rebuild stronger.

What Flood Insurance Covers

• Building Property Coverage – Protects your home’s foundation, electrical and plumbing systems, appliances, and built-in fixtures.

• Personal Property Coverage – Covers furniture, clothing, electronics, and other belongings damaged by floodwaters.

• Optional Coverage – Add protection for basements, detached garages, or other structures when available.

Who Needs Flood Insurance?

Flooding isn’t limited to high-risk zones. Heavy rains, melting snow, poor drainage, and hurricanes can cause flooding anywhere. Whether you live near a waterway or miles inland, The Evans Agency can help you understand your risk and find the right coverage through the National Flood Insurance Program (NFIP) or private markets.

Why Choose The Evans Agency?

Our knowledgeable team makes navigating flood insurance simple. We’ll help you determine your risk level, review your options, and secure affordable coverage that fits your needs and location.

Protect Your Home Before the Storm
Contact The Evans Agency today to learn more about flood insurance and get a personalized quote. Be ready for whatever the weather brings—start protecting what matters most today.