Umbrella Insurance

Sometimes, even the best coverage isn’t enough. Major accidents, lawsuits, or unexpected claims can exceed the limits of your standard policies. Umbrella Insurance from The Evans Agency provides an extra layer of liability protection—helping you safeguard your savings, home, and future.

What Is Umbrella Insurance?

Umbrella insurance extends beyond the limits of your auto, home, or boat policies. It steps in when your primary coverage runs out, helping cover legal fees, medical bills, or damages that could otherwise create serious financial strain.

What Umbrella Insurance Covers

• Bodily Injury Liability – Covers costs related to injuries sustained by others in an accident.

• Property Damage Liability – Pays for damage to someone else’s property beyond your standard policy limits.

• Personal Liability – Protects you in situations such as defamation, false arrest, or other covered incidents.

• Legal Defense Costs – Covers attorney fees and court expenses, even if you’re not found liable.

Who Needs Umbrella Coverage?

Umbrella insurance isn’t just for the wealthy—it’s for anyone who wants stronger financial protection. If you own a home, have savings, drive regularly, or host guests, an umbrella policy helps protect everything you’ve worked for.

Why Choose The Evans Agency?

At The Evans Agency, we help you understand how umbrella insurance works with your existing policies and tailor coverage to fit your needs. Our team compares options from trusted carriers to make sure you get comprehensive protection at an affordable rate.

Extend Your Protection. Strengthen Your Coverage.
Contact The Evans Agency today to learn more about umbrella insurance and request a free quote.